Super Star Flexi (New)
Super Star—a comprehensive health protection solution designed with your needs in mind. Secure your future with premiums that lock in your age at entry, ensuring financial predictability. Enjoy automatic restoration of your sum insured and a wealth of customizable optional covers tailored to your lifestyle.
HIGHLIGHTS : Click below
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Super Star Flexi Highlights Telugu
Super Star Preferred Health Insurance Policy
Eligibility | |
Entry Age | For Individual Sum Insured: 18 years to Any Age; For Floater Sum Insured : Adults: 18 years to Any Age; Dependent Children: 91 days to 25 years; Family Size under Floater: 2 Adults + 4 Children (Self, Spouse & Dependent Children) |
Sum Insured Options (Rs. in Lakhs) | Zone A, B, C |
7.5/10/15/20/25/50/100 | |
Sum Insured option 100 lakh can be offerd only upto 60 years of entry age | |
Policy Term | 1/2/3Years |
Waitingperiods | |
Initial Waiting Period | 30 days |
Specified Diseases Waiting Period | 24 months |
PED Waiting Period | 36 months |
Base covers | |
Room Rent | Any Room |
Professional Fees, Tests, Medicines, ICU | Covered up to the Sum Insured |
Freeze your Age | Insured will pay premium as per the entry age till the Insured makes the first claim (hospitalisation/ day care claim) this will be available up to 50 years only |
Automatic Restoration of Sum Insured | Upto 100% Sum Insured, unlimited times in a policy year for relatedand unrelated illnessfor subsequent hospitalisation and triggers on partial/ full utilisation of SI |
Cumulative Bonus | 50% after each renewal(if claim-free); maximumup to 100% of Sum Insured |
Organ Donor Expenses | Coverage for organ transplantation up to the Sum Insured,including the donor’spost- donation complications |
Dental Check-up and Cleaning | Consultation, IOPA (X-Ray) and Scaling, available for one personunder each policyin the 2nd and3rd policy years.Available on cashless basis only. |
Unlimited Tele-consultation | Available on Star HealthApp (along with AI-driven Face scan) |
Home Care Treatment | Covered up to the Sum Insured |
Domiciliary Hospitalisation | Covered up to the Sum Insured |
Pre and Post Hospitalisation | 90 days and 180 days respectively, covered up to the Sum Insured |
Day Care Treatment | All Day CareTreatments covered up to the Sum Insured |
Modern Treatments | Covered up to the Sum Insured |
AYUSH Treatment | Covered up to the Sum Insured |
Road Ambulance | Covered up to the Sum Insured |
Air Ambulance | Covered up to RS. 5 Lakh in a policy year |
Premium Waiver | One year premium is waived if the proposer, who is alsoinsured, is diagnosed with a listed critical illness or dies due to an accident |
STAR Wellness Program | The STAR Wellness Program—accessible through the STAR Health App allows you to earn over 1,000 points each year through various wellness activities. These points can be redeemed for up to a 20% discount on renewal premiums. |
Value Added Services | Available (Discounts on Pharmacy/ Diagnostics/ Consultations) |
E-Domestic Second Medical Opinion | Accessto a second medical opinion from a network doctor based on submitted medical records |
Additionalcovers | |
Limitless Loyalty Bonus | 100% Additional Sum Insured foreach renewel (Irrespective of claim) without any upperlimit |
Sum Insured Multiplier | Insured can combine & utilize the annual Sum Insured of base policy across the policy term. Applicable only for longterm policies |
Premium Return | If no In-patient claim for 5 years, 1st year base premium of base policy will be refunded |
Health Booster | 100% of base Sum Insured is additionally provided, for every block of 7 claim free years |
Durable Medical Equipment Cover | Coveredup to Rs.1Lakh in a policy yearfor rental/ purchase of necessary medicalequipment (e.g., oxygen concentrators, wheelchairs, etc.) |
E-Connect |
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Grace Period Cover | Coverage available duringthe grace periodfor policies due for renewal |
Optionalcovers | |
Limitless care | One unlimited claim cover in a lifetime of the base policy for in patient/day care treatment. Available from 10 lakh Sum Insured |
Nursing at Home | Rs.1,000 per day, maximum up to 10 days in a policyyear post hospitalization, for the medical services of a qualified nurse at Insured person’s residence |
Preventive Health Check-Up | Each insured aged 18 years and above can avail preventive health check-up as per the applicable package, available oncein each policyyear.
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StayFit | Insured can availvisits tothe ‘fitnesscenters’ (gymsand fitnessstudios) upto 7sessions perweek ; Entry age - 18 years to 60 years |
Mamta (Women Wellness Care) | Insured women can availthe listed comprehensive online services as specified underthis cover on Company’s Network / digital platforms as per the plan opted and as specified in the policy schedule; Entry age - 12 years and above |
Param Seva (Senior citizen wellness care) | Insured aged 56 years and above can avail the comprehensive online services as specified under this cover, on Company’s network / digital platforms during the policy period as per the plan opted and specified in the policy schedule |
In-clinic Consultation | Insured can avail In-person consultation with general physicians & Specialists up to 4 consultations incase of Individual policy& 8 consultations incase of Floater policy. Available only up to 60 years of entry age |
Consumables Cover | 68Non-payable items will be covered. For moredetails, please visitour website: www.starhealth.in |
Value Network | 15% discount will begiven if the Insured chooses value network |
Voluntary Deductible | Options - Up to SI 10 lakh: 25,000/50,000/1,00,000 Sum Insured >10 - 25 lakh: 50,000/1,00,000/2,00,000/3,00,000 Sum Insured above25 lakh:50,000/1,00,000/2,00,000/3,00,000/4,00,000/5,00,000 (Aggregate deductible for each policy year)
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Long Term Deductible | Options - Up to Sum Insured 10 lakh: 25,000/50,000/75,000/1,00,000 Sum Insured>10 - 25 lakh: 50,000/75,000/1,00,000/2,00,000/3,00,000 Sum Insuredabove 25 lakh:50,000/75,000/1,00,000/2,00,000/3,00,000/4,00,000/5,00,000 (Aggregate deductible for each policyterm) |
Voluntary Co-pay | Options - 10%/ 20% (applicable on each and every admissible claim amount arising due to hospitalization expenses) |
Quick Shield | Claim related to the following Pre-existing disease will be covered from 31st day from the time of first purchase of the base policy: a) Diabetes II (b) Hypertension (c) Hyperlipidemia (d) Asthma (e) Coronary Arterydisease with PTCAdone prior to 1 year |
Future Shield | Provides continuity benefit for all waiting periods served by the insured member to the spouse added |
Maternity Expenses | Up to Rs 50,000/1 Lakh as opted (24-month waiting period) |
Room Rent Modification | Any Room to Single Private AC Room/ Twin sharing/Multi bed sharing (3 bed or more or General Ward) |
Steps for Claim Settlement of Your Star Health Super Star Insurance Policy
Cashless Claim:
- Approach the insurance counter at a hospital in the network. You can notify us by calling 1800 425 2255 or 1800 102 4477, or you can send an email to support@starhealth.in.
- Present your Star Health ID card at the hospital reception to be identified.
- Submit pre-admission investigations and doctor’s consultation papers to the hospital.
- Network hospitals will confirm your identity and send Star Health a properly completed pre-authorization form.
- Before processing the claim by the terms and conditions, their doctors verify all of the submitted documentation.
After discharge, the hospital will send the claim paperwork to the company and the authorized amount will be settled directly to the hospital.
- An assigned field doctor may visit the patient at the hospital if necessary.
Reimbursement Process:
When the insured notifies the hospital in advance of the treatment, pays the hospital directly for the costs, and then submits a claim for reimbursement of those costs within 15 days of the discharge date. Here’s the process-
- Within 24 hours of being admitted to the hospital, all claims must be intimated. Both network hospitals and non-network hospitals offer reimbursement services.
- Seek medical attention, pay all debts, and submit a compensation claim.
- Send the claim paperwork to the company within 15 days of the discharge date.
- Mention your policy number and inform Star Health of your hospitalization to receive the claim form.
- Subject to the terms and conditions of the policy, they resolve the claim.
Renewal Process Of Star Health Super Star Insurance Policy
Follow these steps in order to renew your Star Health Assure insurance policy:
- Firstly, visit the home page of Star Insurance.
- Click “Renew” on the top banner.
- Enter your policy number and date of birth, and then press “Submit”.
- Your details of the policy will be displayed on the screen. After that, you can use any listed payment mode to complete your premium payment.
- Once you are done with the above steps, your policy will be successfully renewed and the associated details will be sent to the registered contact details.
